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rollin', rollin', rollin'...the debt snowball.

9/9/2017

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Over the last several years, we have tried to dig ourselves out of debt.

Last year, we bought a 2004 Bonneville (named Dave) and planned to sell our loaded GMC Yukon.

The Yukon didn't sell right away.

Then the Bonneville started having some issues and a few times over the last year, I've had to resort to driving the Yukon again. We have now named the Yukon "Ramsey".

"Dave" was out of commission for a little while...needing some work that ended up costing us just shy of $500.

"Ramsey" needed some work on the air conditioner.

As in, we had no AC.  During the hottest three weeks of summer.

We were driving the loaded Yukon with the windows down, on gravel...sweating our behinds off, trying to wait to get the air conditioning fixed until we closed on the house.

Eventually, we bit the bullet and got it fixed.  

Just in time for us to start driving "Dave" again.

Ah, life.

ANYway, I thought it might be a time for a little update on the ol' debt snowball.

We have had to make LOTS of changes and additions and deletions from the snowball over the last year, with changes to our income and our expenses.

With the sale of the old house finally going through last week, I was able to do some extra work on the budget and get the snowball set back up with all of our new information in there.

When we decided to buy the farmhouse instead of buying land and building, the debt snowball began to roll much more quickly!

As of right now, with NO extra payments, except the snowball we have already started, we'll be debt-free, including the house in eight years.

Eight years.

You guys.

Even if we stick to this exact plan and don't pay any extra on the snowball, Harlee will be barely graduated from high school and we will be debt-free.

I'm telling you...the snowball works.

With some planning and self-control, you too could be debt-free.  

If you're interested in hearing more about how the Newkirks "tell our money where to go", keep an eye on the blog in the next few weeks.

​❤️🏡❤️
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